Free Personal Budget Template

Free Personal Budget that’s Eligible to Implement

You have income for paying bills and expense. In order to keep on track regarding your spending, you must have a personal budget. Furthermore, budgeting keeps income in the proper balance until the end of the month. You may rely on a free personal budget for that purpose.

Bi Weekly Personal Budget Template sample 1

 

Preparing the Personal Budget

Everyone has different needs and expense that depends on lifestyle and many aspects. However, you can still see the similarity between one and another when looking closely at the personal budget. As we know, human needs foods, home, and clothes. Those are necessary things that cannot be replaced. After that, you can pay the bill for utility, education, entertainment, water, and electricity.

Excel Personal Budget Template sample

Those items will drain your income, even savings. This situation is not a big problem if you can cover all bills properly. Unfortunately, you have limited income and tons of expenses, including unnecessary wants. In that case, you should make a budget and put the priority list. This is where the free personal budget comes into the right time.

You do not need complex software or app when preparing the budget. On the contrary, this activity is done via a free and simple template. Personal expense is not like a company or business with extensive complexity. As long as you can survive under your own budget, this template is much useful.

The Samples of Free Personal Budget

Making a personal budget is not a complex and difficult task. You just open excel and make a simple budget template. That’s enough if you do not have many things. On the other side, the budget template has several types based on the timeline, such as weekly and monthly templates. The below list provides a free personal budget you can choose.

  • Excel personal budget
  • Weekly budget
  • Bi-weekly budget
  • Monthly budget
  • Annual budget

Personal Annual Budget Spreadsheet sample

Excel is popular spreadsheet software for making a personal budget. You can choose others as long as they are compatible to open or make the file you download. In addition, annual is similar to years as a timeline for one-year on a personal budget. Besides the monthly budget, you can create some timelines, such as three-month or six-month. Of course, this new template must suit your needs.

Related Elements of Free Personal Budget

The next section will explore a few things related to this topic. As you know, a personal budget is unique because the template is strictly similar from the past until the future budgeting. However, the content and list must be updated regularly.

  1. Updated income and expense

Updated income and expense is an important thing to do. As you know, money has value that always changes. The price of goods and services is increased. On the other side, the income must follow that condition. This is why you should balance the increasing income and expenses equally.

  1. Same list on template

Most of the needs in the personal budget are similar when you compare the old and latest budget. If your lifestyle does not change, the content and list will stay as they are until you decide to add new items. That’s why most templates do not have much change.

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You only need to find the most suitable template for a free personal budget. Open the file incompatible software and edit it carefully. After that, the file will turn into the template, specifically for your personal budget.

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