Expenditure Budget Template

Advancing Sample Expenditure Budget for Better Cost Management

In business, creating an expenditure budget minimizes the risk of overspending and profit margins reduce. It also helps to track your company or organization’s expenses then limit the costs to be as low as possible. Finding a sample expenditure budget as a reference for creating your own is easy nowadays. Various samples are available depending on your business type. You can also include or exclude the components to adjust it with your needs.

Blank Expenditure Budget Form Template PDF Download sample


The Basic Sample Expenditure Budget

These are the general categories of items that every sample expenditure budget has!

  • Income, including sales profits, interests, investments, sponsorship, or others
  • Expenses, for example, utilities, taxes, accounting services, advertisements, delivery charges, hiring costs/salaries, workers’ benefits, insurances, inventory purchases, office supplies, payroll, rents, subscriptions, phone and internet, transportations, retirement contributions, etc.

business income and expenditure budget template sample

There will be a comparison between your budget amount and your actual amount. Better to put the difference to make it clearer and realize the effectiveness of your expenditure budget.


Important Aspects

The followings are some important aspects involved in sample expenditure budget that worth a lot of your attention:

  1. Fixed assets

An expenditure budget commonly deals with fixed assets and how they give an impact on your company’s cash flow in the future. A business could fail in meeting its operating expenses unless you prepare your capital expenditure budget carefully.


  1. Labor

It takes a big portion of your operating expenditure. You should budget for the workers’ wage and benefit without overspending and reducing your business profits. A failure in dealing with budgeting the employees’ salary could affect their working quality and for sure it will harm your business.


  1. Raw materials

This is the major expense in your expenditure budget. All of the expenses related to goods costs contribute here.


  1. Taxes

This is an important expense that must be accounted for in your expenditure budget. If you cannot pay all of the governmental taxes, your company will get fines and penalties that will be another expense you have to clear.

business income and expenditure budget template1 sample

In addition, knowing and understanding the pattern of your business expenses will possible for you to budget well and set realistic targets in order to reduce your costs and get maximized profits. The same understanding will support the initiations in developing new products or services of your business.


The Advantage of Sample Expenditure Budget

Evaluating your expenditure budget regularly will result in important information that benefits to develop your business targets and operational plans. Besides, you might also identify the potential issues in your business expenses, future profits, cash flow dissonances, and opportunities for savings.

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A sample expenditure budget will help you to get the total expense of your business or project, in which you will decide what to next whether to maintain what you got or to grow it. For example, if you got a positive result indicated from the more profit you earn from the less or exact costs from your budget, you may start to invest your money to expand your business, to upgrade your business, or just to maintain the achievement you already reached to build stronger customer base for your business.


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